Licensing by state / New York
New York · Life and health license
How to get your life insurance license in New York
New York requires 40 hours of pre-licensing education for the life and health license. Here is every step, exam detail and fee, each with its official source, and the starter pack that takes you from your pre-licensing course to your first dial.
01 · New York at a glance
What New York asks of a new life agent.
- Pre-licensing hours (life & health)
- 40 hoursSource
- Who runs the exam
- PSI (PSI Services LLC, for NY DFS)Source
- Exam fee
- $40Source
- Fingerprinting fee
- Not confirmed yet
- State license fee
- $80Source
Checked Sep 8, 2026. Fees are paid to your state, the exam vendor and NIPR, not to Relae. Blanks are facts we could not source, left blank rather than guessed.
02 · The steps
From your course to your first dial, in order.
Pre-licensing course
New York requires 40 hours of pre-licensing education for the life and health license. Your course is part of the New Agent Path.
Practice test
Study mode and test mode in Relae drill exam-style questions before you book the real one.
State exam
New York's exam is run by PSI (PSI Services LLC, for NY DFS), and the fee is $40.
Fingerprints
Fingerprints for your background check, if New York requires them.
License application
File your application; New York's license fee is $80. States typically take 7 to 10 days to review applications.
License and NPN
You get your license number and your National Producer Number.
Contracting, then your first dial
Get contracted and appointed with carriers, tracked in Relae. Then you move onto a dialing plan and start calling.
03 · Your starter pack
The New Agent Path: everything a new agent needs, in one place.
Your course, exam prep, sales training and CRM from day one. Leads and the dialer once you are licensed.
- Your pre-licensing course and certificate hand-in
- State exam prep and scheduling guidance
- The full training library and voice-recorded script practice
- The complete sales CRM at your fingertips
- Contracting and carrier appointments tracked in-platform
- Outbound aged veteran leads, refilled every week, once you are licensed
- Month to month — no long-term contract
Your pre-licensing course is part of the New Agent Path. The course provider bills for it directly, at a rate discounted through Relae, and that fee is separate from the New Agent Path. Relae makes no representation about earnings.
04 · Questions
Getting licensed in New York.
Do I need a pre-licensing course in New York?
New York requires 40 hours of pre-licensing education for the life and health license. The course in your New Agent Path covers it, and you hand in your certificate when you finish.
Who runs the New York life insurance exam?
PSI (PSI Services LLC, for NY DFS), for a fee of $40. Relae walks you through booking it, one step at a time.
How much does it cost to get a life insurance license in New York?
The state's own fees: $40 for the exam, $80 for the license. We have not confirmed the fee for fingerprints yet. Your pre-licensing course is billed separately by the course provider, at a rate discounted through Relae.
How long does the license take?
After you apply: states typically take 7 to 10 days to review applications, per NIPR.
Start where you are.
You do not need a license to begin. Start the licensing track today.